First on our list of 20 best accounting software for Mac is FreshBooks, a popular. Banktivity is a dedicated Mac finance software app. It allows you to keep an eye on all of.
Manage money like a pro
bill planning, budgeting, keeping track of accounts, sync and more
Money Pro® for Mac
Money Pro
Money Pro® is the next generation of Money app (over 2 million downloads worldwide).
Money Pro is the one place for bill planning, budgeting and keeping track of your accounts. Easy sync with iPhone/iPad versions. Money Pro works great for home budgeting and even for business use.
NOW! Online-Banking*
Connect to your bank and download your data. Money Pro automatically categorizes transactions downloaded from the bank.
* GOLD subscription required Calendar
- Mark days on the big calendar when your bills are due.
- Schedule recurring bills with custom periodicity.
- Filter transactions by selecting dates on the calendar.
Today view
- Take a quick glance at bills due.
- When you actually have a transaction, approve it quickly.
- Money Pro predicts transactions for the day that may not have been scheduled manually.
Bills due notifications
- A whole system of reminders will alert you of upcoming bills.
- Quick rescheduling option will help you deal with bills due (tomorrow, in 3 days, next week).
Apple Mac Finance
Budgets
- Create budgeted entries, both for your income and expenses, and indicate budget limits for each entry.
- You may set different budget limits for every period, which is useful if you plan to reduce your spending gradually month by month.
- Start adding every transaction you have, and see progress of each category and the overall progress.
- Monitor visual indicators for budget overspending.
- Select the category you want to analyze and examine a budget trend chart generated on the fly.
Budget rollover
- You can set budgets to transfer the leftover of the current period to the next budget period.
- Budget rollover limits your spending automatically if you overspent in previous periods.
Checkbook register
- Unlimited number of accounts in one place (checking, savings, credit card, etc).
- Setting transactions as recurring or as one-time only.
- Balance change history.
- Additional fields for organizing your records including payee, description, check #, class (personal/business travel expenses).
- Attachment of receipt photos.
Account reconciliation
- You can record transactions and clear them later on (reconcile).
- Automatically calculated available balance and cleared balance.
Import of bank statements
- Import history of your transactions and keep your accounts always up-to-date (supported files: .ofx, .csv).
- Money Pro learns how you categorize transactions and predicts categories for the transactions being imported.
Online Banking*
- Connect your banks and download your data.
- Stick to your budget much easier.
- Money Pro categorizes transactions downloaded from the banks.
* GOLD subscription required
![Home finance for mac Home finance for mac](/uploads/1/2/6/5/126574300/590562902.jpg)
Split transactions
- You can split a transaction into multiple categories which is extremely useful when you shop at mega stores and pay for multiple items at once.
Calculator and currency converter
- Calculate amounts when planning your budget.
- Quick currency conversion when entering transactions.
Search
- Search transactions by amount, category, description, payee, etc.
Lots of options for customization
- Custom periodicity is available for budgeting and bill planning (weekly, biweekly, monthly, etc).
- Adjust the structure of income/expense categories & subcategories for your needs.
- Customize accounts and categories with over 1,500 built-in icons.
- Create your own unique icons using photos.
- Extra themes are available.
Detailed reports
- Income/Expenses
- Cash flow
- Transactions
- Assets/Liabilities (net worth)
- Projected balance
- Net Worth
- Trend chart for days/weeks/months/years
iCloud
- Money Pro uses iCloud to keep your data in sync on your iOS & Mac devices.
Money Pro Sync* (cross-platform & family sync)
- Sync your financial data on all of your devices (iOS, Android, Mac, Windows).
- Track expenses together with your family members or partners.
- Get notifications in real time not to overspend your family budget (business budget).
* PLUS or GOLD subscription required
Backups of your data
- Money Pro automatically backups your data at all critical moments.
- You can create backups manually as well.
Multiple profiles
- You can set multiple profiles and track your finances separately for home budget and your small business.
More
- Print and Export to pdf, qif, csv formats
- Password protection
- Multiple currencies support & automatic update of exchange rates
Subscriptions
- PLUS subscription includes Money Pro Sync (required for Profile’s owner only).
- GOLD subscription provides two main services: Money Pro Sync and Online Banking.
Money Pro for Mac
![Home Finances For Mac Home Finances For Mac](/uploads/1/2/6/5/126574300/873953603.jpg)
One of the first steps in the homebuying process is to fully understand your finances. It's not as fun as looking at homes, but it's important and necessary to help you determine how much you can afford.
Buying a home requires that you get a firm handle on your finances, gathering your supporting documentation and answering a handful of questions, including: What is your gross income? What do you spend each month? Do you have credit card debt? How much do you have in savings?
To get a rough estimate of what you can afford, most lenders suggest that you should spend no more than 28% of your monthly gross (pre-tax) income on your mortgage payment, including principal, interest, taxes and insurance.
Aside from having a firm grip on your income and expenses, it’s equally important to understand the role your credit, mortgage rates and home-related costs play in determining what you can afford.
Your credit about your credit
Lenders look closely at you credit score when deciding if you qualify for a mortgage loan. Because of its huge role in the homebuying process, make sure you understand how your credit score is compiled, how to get a copy of your credit report, and how to build strong credit.
Home Finance For Mac
Mortgage rates about mortgage rates
This is a key ingredient in finding out how much home you can afford, and it’s important to watch them carefully if you’re in the market to buy a home. The lower the rate, the better – even a small rise in rates can make a home that was once affordable, unaffordable.
Associated costs about the costs of homebuying
You'll have to make a down payment of at least 3% — and generally between 5 and 20% — of your home's purchase price to qualify for a mortgage. Also, when you get a mortgage, you'll need to pay closing costs that include an appraisal fee, credit report fee, tax services fee and more. These costs will generally run between 2 and 5% of your purchase price.
You'll want to work closely with your lender to determine what you can comfortably afford. It's their job to cover all bases and make sure your final number is within your means and aligns within your financial goals.
Tools & Resources
Calculator: How Much Can You Afford?
Find out how much house works within your budget, being mindful of your expenses.
Quiz: Understanding What You Can Afford
Find out if you really understand the costs and responsibilities of being a homeowner.
Budgeting for your home
Best Personal Finance Software Mac
These four things largely determine how much home you can afford.